Take tap to pay with just a phone. That’s Genius.

Genius mobile pay
Accept contactless payments on the move with just your mobile — no extra hardware needed. From digital wallets like Apple Pay® and Google Pay™ to contactless cards, Genius™ turns your phone into a card machine.
Get started

Select the operating system that’s right for your small business

Android or iOS? We’ve got you covered with contactless payment acceptance directly from your smartphone. Accept tap to pay quickly and easily from NFC-enabled cards or devices with the Genius mobile pay app.

Tap to Pay on Android

Take tap to pay from your Android phone without extra hardware.

Tap to Pay on Android

Tap to Pay on iPhone

Accept contactless payments directly from your iPhone.

Tap to Pay on iPhone

Nearly everything you need in one Genius solution

From refunds to reconciliation, Genius mobile pay is a fast and simple way to manage your small business from your mobile. Send text receipts, issue refunds or operate on the go. It’s Genius.

Accept every payment

Scale past the £100 contactless card limit with a mobile wallet or QR code online payment.

Get started fast

Once approved, simply log in, follow a few simple steps and start taking payments right away.

Save more money

Reduce your charges and manage less hardware when you eliminate a terminal or card machine.

Protect customers

Never let your device touch sensitive information, so your customers’ data always stays safe.

Send digital receipts

Offer receipts by email or SMS. Or let your customers scan a QR code anytime, anywhere.

Optimise performance

Get a comprehensive view of all your sales performance, reporting and transactions in one place.

Make staff happier with automated tipping

Deliver more earnings to your team by making tipping quick and easy. Simply set up the app to offer pre-selected gratuity by percentage or amount and see your tips soar.

Why choose Global Payments?

Grow your business the smart way when you make every payment easy. From navigating new regulations to adopting advanced technology, we’re here by your side every step of the way to give you less to stress about and more time to master your next move.

Get paid the next working day

Improve your cash flow and get paid fast with next working day settlement, lickety-split.

Grow with premium tech on any budget

Streamline and scale your business with affordable and advanced payment solutions.

Experience top-rated customer service

Get hands-on support and local industry expertise from our United Kingdom-based team.

Set up quickly with experts at your side

Choose the right solution and get onboarded fast. Our trained staff will help you set up with ease.

Tap to Pay on iPhone

Take contactless payments from your iPhone without extra hardware. From door-to-door deliveries to farm markets and festivals, if your iPhone’s got a signal or wifi connection — or even if your customers exceed their contactless limits — get paid fast.
  • Get the Genius mobile pay app on iPhone XS and above with iOS 17+
  • Add on to existing solutions or use as a standalone payment app
  • Keep data safe and never store sensitive customer info on your iPhone
  • Bypass contactless limits with PIN* on glass, digital wallets and QR codes

*Depending on the card issuer

Learn more about Tap to Pay on iPhone

Tap to Pay on Android

Start taking tap to pay from your NFC-enabled Android device in minutes — no card reader needed. Whether you’re running a pop-up shop or just need a fast way to take payments during peak hours, Tap to Pay on Android moves your queues quickly.
  • Download the Genius mobile pay app on Android 9 and above
  • Deliver secure tap to pay with encryption and tokenisation
  • Use as a standalone app or add on to existing solutions
  • View all your payment transactions in a single place
  • Scale past contactless limits with mobile wallets and QR codes

*Depending on the card issuer

Learn more about Tap to Pay on Android

Fast. Easy. Affordable.

Get started today — we make it easy to get up and running and accept contactless transactions from your iPhone or Android phone quickly. Here’s how.

Step 1

Sign your contract to start accepting payments with us

Step 2

Receive your login credentials by email for Genius mobile pay.

Step 3

Download Genius mobile pay in the iOS app or Google Play store.

Grow your business with insights and flexible funding

Taking payments is just the beginning. Build your business with data-informed decisions and flexible funding.

Trustpilot

Ready to sell the Genius way?

Give Genius a go and start selling anytime, anywhere with our mobile app for Android and iPhone.

Genius mobile pay FAQs

Genius mobile pay allows you to accept contactless card payments and digital wallets with a phone. You don’t need to plug any additional hardware into your phone to make it work. That’s because tap to pay works through Near Field Communications (NFC), which is a short-range wireless technology that enables communication between devices and contactless cards.
A mobile card machine is a traditional payment terminal that accepts physical cards, whereas a card reader is typically inserted into a mobile phone to accept physical cards, mobile wallets or contactless cards.

The main difference between tap to pay and mPOS (mobile point of sale) is that with tap to pay you don’t need extra hardware — you can do everything through your phone. With mPOS, you need a separate card reader or machine to process payments.

That depends on whether you’re using an iPhone or Android device:

Genius mobile pay is designed from the ground up to protect your customers’ personal information. Payment card information is encrypted so card numbers aren’t visible (and can’t be detected by fraudsters) on your phone.
Genius mobile pay also uses tokenisation so the smartphone or device never stores customer cardholder data and cannot be used for any other transactions.
Genius mobile pay is compatible with the Contactless Payments on COTS (CPoC) standard from the Payment Card Industry Security Standards Council (PCI SSC) and is PCI DSS (Payment Card Industry Data Security Standard) compliant.
All credit or debit card information stays between Global Payments, your customer and the card issuer and is used purely to authorise and process the transaction.

Tap to Pay on Android requires an operating system of Android 9 or later, with Near Field Communication (NFC) enabled.
Tap to Pay on iPhone requires iPhone XS or later, running iOS 17 or higher with NFC enabled.

We advise asking your customer to try the transaction with a digital wallet. We also can retry the contactless transaction through a QR code online payment. This method also allows you to accept payments from customers who have reached their £100 contactless card limit.

Yes, our Genius mobile pay app allows you to process refunds quickly and easily — right from your phone.

You can accept contactless payments from debit and credit cards issued by Visa and Mastercard as standard on Genius mobile pay, along with all digital wallets, including Apple Pay and Google Pay.

With next day settlement, typically you receive funds by noon on the next business day.

Yes, you can accept payments over wifi, mobile (4G/5G) or with Bluetooth® connectivity. You can even take payments from a smartwatch or any NFC-enabled device.